10 years of Auto-enrolment
SPECIAL REPORT
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COMMENT
Above and beyond
Auto-enrolment could have failed in so many ways – instead it has delivered far more than it was originally expected to
John Greenwood, editor, Corporate Adviser
COMMENT
Reforms to last a lifetime
The means-testing clawback, state pension age and lack of participation have all largely been tackled. Sorting the self-employed, untangling pension freedoms and investing in infrastructure are now what needs attention
Adair Turner, Baron Turner of Ecchinswell
The lack of quality standards for AE schemes needed fixing before rollout could commence
Sir Steve Webb, partner, LCP, minister of state for pensions 2010-15
COMMENT
Pension paradise almost lost
We take the consensus around auto-enrolment for granted, but there was a real risk smaller employers could have been excluded. Now low earners, women and ethnic minorities deserve a better deal
Baroness Ros Altmann, minister of state for pensions, 2015-2016
COMMENT
Act now for change later
Auto-enrolment has taught us that you can make big changes if you give people notice and phase them in
Rt Hon Sir Stephen Timms MP, chair, Work and Pensions Select Committee
FEATURE
Where next for auto-enrolment?
AE cannot rest on its laurels. So what are the priorities for the next 10 years?Adequacy of contributions is the elephant in the room, hears Emma Simon
The pensions industry was wrong to be sceptical about auto-enrolment
Otto Thoresen, formerly director general, Association of British Insurers, chairman, Nest and CEO, Aegon UK
COMMENT
More to be done
Yes, automatic enrolment has been successful, but adequacy of contributions and increased coverage across women and ethnic minorities are needed if it is to remain a success
Chris Curry, director, Pensions Policy Institute
Auto-enrolment laid the ground for RI to blossom. But the democratisation of pensions needs more member representation on scheme boards and more freedom for fiduciaries to promote members’ interests.
Catherine Howarth, CEO ShareAction
FEATURE
A bumpy road to a bright new pensions system
A decade on from launch, auto-enrolment is being hailed as a great success. But there were plenty of bumps along the road to implementation.
John Greenwood reports
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PROVIDER VIEW
A race half run
Dale Critchley, Policy manager, workplace savings, Aviva
PROVIDER VIEW
The good, the bad and the opportunity
Steve Watson, Director of policy and research, Cushon
PROVIDER VIEW
Building on the success of automatic enrolment
Jamie Jenkins, Director of policy and external affairs, Royal London
PROVIDER VIEW
What will the next 10 years bring?
Gail Izat, Workplace managing director, Standard Life
Helen Dean CBE, CEO, Nest Corporation
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